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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,944 | $94,031-15.0% | $115,768-30.9% | $82,448-3.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 10.57% | 20.61%-10.0pp | 100.46%-89.9pp | 41.64%-31.1pp |
| Employer contribution / active EE | $3,780 | $2,323+62.7% | $2,940+28.6% | $2,551+48.2% |
| Participant deferral / active EE | $12,385 | $3,972+211.8% | $4,917+151.9% | $4,139+199.2% |
| Admin fee / account holder | $368 | $10,249-96.4% | $12,439-97.0% | $7,234-94.9% |