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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,326 | $183,539-58.4% | $155,556-50.9% | $145,897-47.7% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 11.25% | 61.31%-50.1pp | 64.84%-53.6pp | 552.29%-541.0pp |
| Employer contribution / active EE | $1,848 | $5,315-65.2% | $4,675-60.5% | $4,663-60.4% |
| Participant deferral / active EE | $8,201 | $6,467+26.8% | $5,631+45.6% | $6,689+22.6% |
| Admin fee / account holder | $985 | $19,275-94.9% | $15,885-93.8% | $13,390-92.6% |