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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,168 | $101,763-21.2% | $164,866-51.4% | $80,874-0.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 3.30% | 16.73%-13.4pp | 69.97%-66.7pp | 35.62%-32.3pp |
| Employer contribution / active EE | $8,226 | $2,954+178.4% | $4,343+89.4% | $2,756+198.5% |
| Participant deferral / active EE | $8,307 | $4,477+85.6% | $6,033+37.7% | $4,297+93.3% |
| Admin fee / account holder | $25,793 | $8,228+213.5% | $12,689+103.3% | $6,935+271.9% |