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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,168 | $101,795-21.2% | $165,100-51.4% | $80,959-1.0% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 3.30% | 16.73%-13.4pp | 70.21%-66.9pp | 35.67%-32.4pp |
| Employer contribution / active EE | $8,226 | $2,954+178.5% | $4,348+89.2% | $2,757+198.4% |
| Participant deferral / active EE | $8,307 | $4,476+85.6% | $6,035+37.6% | $4,300+93.2% |
| Admin fee / account holder | $25,793 | $8,221+213.7% | $12,696+103.2% | $6,925+272.4% |