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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,817 | $86,938-58.8% | $102,423-65.0% | $80,925-55.7% |
| Participation rate | 22.9% | 72.4%-49.5pp | 76.5%-53.6pp | 67.7%-44.7pp |
| Annual return | 14.92% | 18.89%-4.0pp | 29.42%-14.5pp | 35.65%-20.7pp |
| Employer contribution / active EE | $743 | $2,369-68.6% | $3,023-75.4% | $2,756-73.0% |
| Participant deferral / active EE | $1,995 | $4,120-51.6% | $5,054-60.5% | $4,299-53.6% |
| Admin fee / account holder | $2,617 | $8,053-67.5% | $9,455-72.3% | $6,940-62.3% |