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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,775 | $166,268-68.3% | $165,100-68.0% | $145,897-63.8% |
| Participation rate | 94.4% | 82.0%+12.4pp | 78.6%+15.8pp | 80.3%+14.1pp |
| Annual return | 7.12% | 100.52%-93.4pp | 70.21%-63.1pp | 552.29%-545.2pp |
| Employer contribution / active EE | $3,139 | $5,284-40.6% | $4,348-27.8% | $4,663-32.7% |
| Participant deferral / active EE | $5,695 | $6,964-18.2% | $6,035-5.6% | $6,689-14.9% |
| Admin fee / account holder | $39,722 | $16,659+138.4% | $12,696+212.9% | $13,390+196.6% |