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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,060 | $106,749-25.9% | $145,433-45.6% | $82,448-4.1% |
| Participation rate | 95.2% | 75.6%+19.6pp | 82.1%+13.1pp | 68.1%+27.2pp |
| Annual return | 13.05% | 27.59%-14.5pp | 66.58%-53.5pp | 41.64%-28.6pp |
| Employer contribution / active EE | $3,786 | $3,444+9.9% | $4,554-16.9% | $2,551+48.4% |
| Participant deferral / active EE | $10,028 | $6,519+53.8% | $7,897+27.0% | $4,139+142.3% |
| Admin fee / account holder | $22,048 | $8,390+162.8% | $13,129+67.9% | $7,234+204.8% |