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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,060 | $106,524-25.8% | $152,301-48.1% | $87,485-9.6% |
| Participation rate | 95.2% | 75.8%+19.5pp | 82.4%+12.8pp | 68.9%+26.3pp |
| Annual return | 13.05% | 26.89%-13.8pp | 80.50%-67.4pp | 26.06%-13.0pp |
| Employer contribution / active EE | $3,786 | $3,371+12.3% | $4,624-18.1% | $2,596+45.8% |
| Participant deferral / active EE | $10,028 | $6,525+53.7% | $8,004+25.3% | $4,274+134.6% |
| Admin fee / account holder | $22,048 | $8,287+166.1% | $14,398+53.1% | $7,775+183.6% |