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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,486 | $111,814-35.2% | $103,378-29.9% | $145,978-50.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.46% | 24.80%-16.3pp | 24.91%-16.4pp | 550.52%-542.1pp |
| Employer contribution / active EE | $15,933 | $4,215+278.0% | $3,870+311.7% | $4,662+241.8% |
| Participant deferral / active EE | $3,881 | $5,618-30.9% | $5,058-23.3% | $6,690-42.0% |
| Admin fee / account holder | $769 | $9,764-92.1% | $8,401-90.9% | $13,400-94.3% |