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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Service code 27 114 PACIFICA STE 220 · IRVINE, CA 92618 | Advisory (Plan) | $40,606 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $10,987 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,857 | $87,132+28.4% | $105,624+5.9% | $80,959+38.2% |
| Participation rate | 95.7% | 70.4%+25.3pp | 75.3%+20.4pp | 67.7%+28.0pp |
| Annual return | 13.71% | 17.03%-3.3pp | 116.20%-102.5pp | 35.67%-22.0pp |
| Employer contribution / active EE | $4,055 | $2,397+69.2% | $3,168+28.0% | $2,757+47.1% |
| Participant deferral / active EE | $7,577 | $3,985+90.1% | $5,013+51.2% | $4,300+76.2% |
| Admin fee / account holder | $449 | $8,449-94.7% | $10,961-95.9% | $6,925-93.5% |