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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,012 | $125,184-16.1% | $105,607-0.6% | $145,884-28.0% |
| Participation rate | 66.7% | 77.6%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 17.33% | 225.00%-207.7pp | 116.11%-98.8pp | 551.85%-534.5pp |
| Employer contribution / active EE | $1,233 | $3,720-66.9% | $3,167-61.1% | $4,662-73.6% |
| Participant deferral / active EE | $8,429 | $5,714+47.5% | $5,011+68.2% | $6,690+26.0% |
| Admin fee / account holder | $2,838 | $17,133-83.4% | $10,958-74.1% | $13,392-78.8% |