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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,012 | $126,519-17.0% | $106,201-1.1% | $145,959-28.1% |
| Participation rate | 66.7% | 77.7%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 17.33% | 225.10%-207.8pp | 116.26%-98.9pp | 561.95%-544.6pp |
| Employer contribution / active EE | $1,233 | $3,726-66.9% | $3,170-61.1% | $4,661-73.6% |
| Participant deferral / active EE | $8,429 | $5,716+47.5% | $5,012+68.2% | $6,689+26.0% |
| Admin fee / account holder | $2,838 | $17,312-83.6% | $11,039-74.3% | $13,398-78.8% |