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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,149 | $166,020-80.0% | $164,866-79.9% | $145,959-77.3% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-11.9pp | 80.3%-13.6pp |
| Annual return | 27.34% | 100.08%-72.7pp | 69.97%-42.6pp | 561.95%-534.6pp |
| Employer contribution / active EE | $1,370 | $5,275-74.0% | $4,343-68.5% | $4,661-70.6% |
| Participant deferral / active EE | $5,915 | $6,961-15.0% | $6,033-2.0% | $6,689-11.6% |
| Admin fee / account holder | $1,421 | $16,644-91.5% | $12,689-88.8% | $13,398-89.4% |