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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,149 | $166,268-80.1% | $165,100-79.9% | $145,897-77.3% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 27.34% | 100.52%-73.2pp | 70.21%-42.9pp | 552.29%-525.0pp |
| Employer contribution / active EE | $1,370 | $5,284-74.1% | $4,348-68.5% | $4,663-70.6% |
| Participant deferral / active EE | $5,915 | $6,964-15.1% | $6,035-2.0% | $6,689-11.6% |
| Admin fee / account holder | $1,421 | $16,659-91.5% | $12,696-88.8% | $13,390-89.4% |