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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,517 | $154,228+80.6% | $145,433+91.5% | $137,256+102.9% |
| Participation rate | 95.8% | 83.8%+12.0pp | 82.1%+13.7pp | 80.0%+15.9pp |
| Annual return | 14.10% | 74.59%-60.5pp | 66.58%-52.5pp | 220.34%-206.2pp |
| Employer contribution / active EE | $4,023 | $4,804-16.2% | $4,554-11.7% | $4,156-3.2% |
| Participant deferral / active EE | $8,157 | $8,216-0.7% | $7,897+3.3% | $6,407+27.3% |
| Admin fee / account holder | $1,389 | $14,344-90.3% | $13,129-89.4% | $12,270-88.7% |