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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,716 | $183,592-47.3% | $155,574-37.8% | $145,877-33.7% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 8.84% | 61.37%-52.5pp | 64.87%-56.0pp | 551.28%-542.4pp |
| Employer contribution / active EE | $4,309 | $5,317-19.0% | $4,676-7.9% | $4,663-7.6% |
| Participant deferral / active EE | $11,244 | $6,466+73.9% | $5,629+99.7% | $6,691+68.1% |
| Admin fee / account holder | $8,784 | $19,316-54.5% | $15,914-44.8% | $13,402-34.5% |