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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,716 | $183,539-47.3% | $155,556-37.8% | $145,897-33.7% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 8.84% | 61.31%-52.5pp | 64.84%-56.0pp | 552.29%-543.4pp |
| Employer contribution / active EE | $4,309 | $5,315-18.9% | $4,675-7.8% | $4,663-7.6% |
| Participant deferral / active EE | $11,244 | $6,467+73.9% | $5,631+99.7% | $6,689+68.1% |
| Admin fee / account holder | $8,784 | $19,275-54.4% | $15,885-44.7% | $13,390-34.4% |