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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,826 | $147,594-57.4% | $121,871-48.4% | $198,609-68.4% |
| Participation rate | 93.3% | 78.0%+15.4pp | 73.2%+20.1pp | 82.4%+11.0pp |
| Annual return | 15.99% | 12.94%+3.1pp | 13.57%+2.4pp | 202.70%-186.7pp |
| Employer contribution / active EE | $6,219 | $3,007+106.8% | $2,731+127.7% | $5,055+23.0% |
| Participant deferral / active EE | $1,570 | $5,168-69.6% | $4,318-63.6% | $6,977-77.5% |
| Admin fee / account holder | $666 | $15,134-95.6% | $11,551-94.2% | $19,030-96.5% |