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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,350 | $125,193-51.0% | $105,591-41.9% | $145,978-58.0% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 5.20% | 225.53%-220.3pp | 116.43%-111.2pp | 550.52%-545.3pp |
| Employer contribution / active EE | $3,041 | $3,718-18.2% | $3,166-3.9% | $4,662-34.8% |
| Participant deferral / active EE | $8,722 | $5,708+52.8% | $5,008+74.2% | $6,690+30.4% |
| Admin fee / account holder | $5,106 | $17,277-70.4% | $11,024-53.7% | $13,400-61.9% |