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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,919 | $76,407+92.3% | $150,298-2.2% | $82,448+78.2% |
| Participation rate | 83.9% | 66.4%+17.5pp | 77.8%+6.1pp | 68.1%+15.8pp |
| Annual return | 16.15% | 39.99%-23.8pp | 62.79%-46.6pp | 41.64%-25.5pp |
| Employer contribution / active EE | $3,492 | $2,614+33.6% | $4,154-15.9% | $2,551+36.9% |
| Participant deferral / active EE | $7,156 | $3,214+122.6% | $5,453+31.2% | $4,139+72.9% |
| Admin fee / account holder | $1,776 | $6,352-72.0% | $14,116-87.4% | $7,234-75.5% |