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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,242 | $55,902+68.6% | $76,030+24.0% | $80,959+16.4% |
| Participation rate | 87.5% | 62.1%+25.4pp | 69.1%+18.4pp | 67.7%+19.8pp |
| Annual return | 7.85% | 20.59%-12.7pp | 361.54%-353.7pp | 35.67%-27.8pp |
| Employer contribution / active EE | $6,505 | $1,867+248.5% | $2,688+142.1% | $2,757+135.9% |
| Participant deferral / active EE | $2,448 | $3,051-19.8% | $4,257-42.5% | $4,300-43.1% |
| Admin fee / account holder | $6,129 | $5,239+17.0% | $6,421-4.5% | $6,925-11.5% |