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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,417 | $81,358-15.9% | $155,556-56.0% | $80,959-15.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 53.71% | 33.39%+20.3pp | 64.84%-11.1pp | 35.67%+18.0pp |
| Employer contribution / active EE | $7,333 | $3,106+136.1% | $4,675+56.8% | $2,757+166.0% |
| Participant deferral / active EE | $3,862 | $3,455+11.8% | $5,631-31.4% | $4,300-10.2% |
| Admin fee / account holder | $30,197 | $7,994+277.8% | $15,885+90.1% | $6,925+336.0% |