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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,006 | $199,109-54.8% | $173,730-48.2% | $154,746-41.8% |
| Participation rate | 58.8% | 82.8%-24.0pp | 79.6%-20.7pp | 80.7%-21.9pp |
| Annual return | 14.53% | 20.02%-5.5pp | 19.96%-5.4pp | 172.34%-157.8pp |
| Employer contribution / active EE | $1,901 | $5,311-64.2% | $4,577-58.5% | $4,379-56.6% |
| Participant deferral / active EE | $6,660 | $7,113-6.4% | $6,326+5.3% | $6,730-1.0% |
| Admin fee / account holder | $4,818 | $20,916-77.0% | $17,523-72.5% | $14,365-66.5% |