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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,006 | $184,014-51.1% | $161,149-44.1% | $138,895-35.2% |
| Participation rate | 58.8% | 82.1%-23.3pp | 78.8%-20.0pp | 79.9%-21.1pp |
| Annual return | 14.53% | 21.52%-7.0pp | 21.16%-6.6pp | 145.39%-130.9pp |
| Employer contribution / active EE | $1,901 | $5,055-62.4% | $4,360-56.4% | $4,194-54.7% |
| Participant deferral / active EE | $6,660 | $6,909-3.6% | $6,153+8.2% | $6,396+4.1% |
| Admin fee / account holder | $4,818 | $18,027-73.3% | $15,194-68.3% | $12,562-61.6% |