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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,084 | $89,259-45.0% | $107,187-54.2% | $82,637-40.6% |
| Participation rate | 81.5% | 67.9%+13.6pp | 75.0%+6.5pp | 68.1%+13.4pp |
| Annual return | 8.44% | 21.02%-12.6pp | 204.55%-196.1pp | 53.51%-45.1pp |
| Employer contribution / active EE | $8,411 | $3,080+173.1% | $3,782+122.4% | $2,552+229.6% |
| Participant deferral / active EE | $611 | $4,037-84.9% | $5,096-88.0% | $4,126-85.2% |
| Admin fee / account holder | $10,313 | $7,381+39.7% | $9,162+12.6% | $7,339+40.5% |