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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,084 | $96,731-49.3% | $123,973-60.4% | $86,983-43.6% |
| Participation rate | 81.5% | 70.0%+11.5pp | 76.7%+4.8pp | 69.5%+11.9pp |
| Annual return | 8.44% | 17.33%-8.9pp | 388.13%-379.7pp | 25.83%-17.4pp |
| Employer contribution / active EE | $8,411 | $3,297+155.1% | $4,126+103.9% | $2,584+225.4% |
| Participant deferral / active EE | $611 | $4,152-85.3% | $5,247-88.4% | $4,194-85.4% |
| Admin fee / account holder | $10,313 | $8,722+18.2% | $11,799-12.6% | $7,856+31.3% |