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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,078 | $99,875+63.3% | $146,866+11.0% | $86,983+87.5% |
| Participation rate | 65.7% | 75.8%-10.1pp | 82.5%-16.8pp | 69.5%-3.8pp |
| Annual return | 10.23% | 28.10%-17.9pp | 102.85%-92.6pp | 25.83%-15.6pp |
| Employer contribution / active EE | $2,445 | $3,224-24.2% | $4,425-44.7% | $2,584-5.4% |
| Participant deferral / active EE | $6,177 | $6,322-2.3% | $7,759-20.4% | $4,194+47.3% |
| Admin fee / account holder | $46 | $7,838-99.4% | $13,620-99.7% | $7,856-99.4% |