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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,078 | $106,524+53.1% | $152,301+7.1% | $87,485+86.4% |
| Participation rate | 65.7% | 75.8%-10.0pp | 82.4%-16.7pp | 68.9%-3.2pp |
| Annual return | 10.23% | 26.89%-16.7pp | 80.50%-70.3pp | 26.06%-15.8pp |
| Employer contribution / active EE | $2,445 | $3,371-27.5% | $4,624-47.1% | $2,596-5.8% |
| Participant deferral / active EE | $6,177 | $6,525-5.3% | $8,004-22.8% | $4,274+44.5% |
| Admin fee / account holder | $46 | $8,287-99.4% | $14,398-99.7% | $7,775-99.4% |