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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,053 | $111,535+69.5% | $105,223+79.7% | $137,256+37.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 20.98% | 237.85%-216.9pp | 180.65%-159.7pp | 220.34%-199.4pp |
| Employer contribution / active EE | $836 | $3,939-78.8% | $3,689-77.3% | $4,156-79.9% |
| Participant deferral / active EE | $6,967 | $5,500+26.7% | $5,072+37.4% | $6,407+8.7% |
| Admin fee / account holder | $8,596 | $9,721-11.6% | $8,859-3.0% | $12,270-29.9% |