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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,496 | $172,111-67.2% | $150,298-62.4% | $137,256-58.8% |
| Participation rate | 30.4% | 81.7%-51.3pp | 77.8%-47.3pp | 80.0%-49.5pp |
| Annual return | 12.19% | 69.37%-57.2pp | 62.79%-50.6pp | 220.34%-208.2pp |
| Employer contribution / active EE | $901 | $4,636-80.6% | $4,154-78.3% | $4,156-78.3% |
| Participant deferral / active EE | $1,917 | $6,166-68.9% | $5,453-64.8% | $6,407-70.1% |
| Admin fee / account holder | $634 | $16,471-96.2% | $14,116-95.5% | $12,270-94.8% |