Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,601 | $64,462+63.8% | $81,482+29.6% | $80,911+30.5% |
| Participation rate | 55.2% | 63.9%-8.7pp | 69.5%-14.3pp | 67.6%-12.5pp |
| Annual return | 8.73% | 16.35%-7.6pp | 24.79%-16.1pp | 35.63%-26.9pp |
| Employer contribution / active EE | $1,056 | $1,979-46.6% | $2,463-57.1% | $2,756-61.7% |
| Participant deferral / active EE | $3,380 | $3,094+9.2% | $3,885-13.0% | $4,297-21.3% |
| Admin fee / account holder | $1,660 | $5,678-70.8% | $5,761-71.2% | $6,935-76.1% |