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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,643 | $90,530+49.8% | $76,030+78.4% | $145,897-7.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 9.68% | 625.08%-615.4pp | 361.54%-351.9pp | 552.29%-542.6pp |
| Employer contribution / active EE | $9,358 | $3,319+181.9% | $2,688+248.2% | $4,663+100.7% |
| Participant deferral / active EE | $7,211 | $5,164+39.6% | $4,257+69.4% | $6,689+7.8% |
| Admin fee / account holder | $11,540 | $8,383+37.7% | $6,421+79.7% | $13,390-13.8% |