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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,661 | $81,504-2.3% | $102,437-22.2% | $80,959-1.6% |
| Participation rate | 80.0% | 66.9%+13.1pp | 74.5%+5.5pp | 67.7%+12.3pp |
| Annual return | 5.49% | 25.60%-20.1pp | 24.95%-19.5pp | 35.67%-30.2pp |
| Employer contribution / active EE | $2,222 | $3,104-28.4% | $3,871-42.6% | $2,757-19.4% |
| Participant deferral / active EE | $623 | $3,871-83.9% | $5,060-87.7% | $4,300-85.5% |
| Admin fee / account holder | $2,782 | $6,719-58.6% | $8,388-66.8% | $6,925-59.8% |