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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,988 | $88,672+7.1% | $105,223-9.7% | $82,448+15.2% |
| Participation rate | 80.5% | 67.9%+12.6pp | 75.0%+5.4pp | 68.1%+12.4pp |
| Annual return | 11.76% | 30.86%-19.1pp | 180.65%-168.9pp | 41.64%-29.9pp |
| Employer contribution / active EE | $7,032 | $3,048+130.7% | $3,689+90.6% | $2,551+175.6% |
| Participant deferral / active EE | $5,458 | $4,036+35.2% | $5,072+7.6% | $4,139+31.9% |
| Admin fee / account holder | $7,655 | $7,146+7.1% | $8,859-13.6% | $7,234+5.8% |