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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $5,983 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,024 | $101,499-16.2% | $147,005-42.2% | $74,546+14.1% |
| Participation rate | 96.5% | 75.5%+20.9pp | 82.2%+14.3pp | 67.2%+29.3pp |
| Annual return | 18.37% | 8732.34%-8714.0pp | 418.76%-400.4pp | 1366.03%-1347.7pp |
| Employer contribution / active EE | $6,164 | $3,811+61.7% | $4,934+24.9% | $2,624+134.9% |
| Participant deferral / active EE | $9,885 | $7,304+35.3% | $8,070+22.5% | $4,347+127.4% |
| Admin fee / account holder | $58 | $1,748-96.7% | $13,006-99.6% | $1,944-97.0% |