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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,333 | $160,040+57.0% | $147,096+70.9% | $145,877+72.3% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 16.74% | 98.49%-81.8pp | 419.75%-403.0pp | 551.28%-534.5pp |
| Employer contribution / active EE | $11,907 | $5,289+125.1% | $4,936+141.2% | $4,663+155.4% |
| Participant deferral / active EE | $11,956 | $8,429+41.8% | $8,071+48.1% | $6,691+78.7% |
| Admin fee / account holder | $12,214 | $15,050-18.8% | $13,005-6.1% | $13,402-8.9% |