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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,333 | $160,028+57.1% | $147,080+70.9% | $145,884+72.3% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 16.74% | 98.60%-81.9pp | 420.17%-403.4pp | 551.85%-535.1pp |
| Employer contribution / active EE | $11,907 | $5,286+125.3% | $4,933+141.4% | $4,662+155.4% |
| Participant deferral / active EE | $11,956 | $8,422+42.0% | $8,066+48.2% | $6,690+78.7% |
| Admin fee / account holder | $12,214 | $15,030-18.7% | $12,989-6.0% | $13,392-8.8% |