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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,134 | $117,846+31.6% | $102,434+51.4% | $145,884+6.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 16.07% | 31.90%-15.8pp | 29.46%-13.4pp | 551.85%-535.8pp |
| Employer contribution / active EE | $7,081 | $3,615+95.9% | $3,023+134.2% | $4,662+51.9% |
| Participant deferral / active EE | $15,581 | $5,733+171.8% | $5,055+208.2% | $6,690+132.9% |
| Admin fee / account holder | $15,912 | $13,356+19.1% | $9,462+68.2% | $13,392+18.8% |