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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,137 | $154,228-36.4% | $145,433-32.5% | $137,256-28.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 26.11% | 74.59%-48.5pp | 66.58%-40.5pp | 220.34%-194.2pp |
| Employer contribution / active EE | $2,544 | $4,804-47.0% | $4,554-44.1% | $4,156-38.8% |
| Participant deferral / active EE | $8,294 | $8,216+0.9% | $7,897+5.0% | $6,407+29.4% |
| Admin fee / account holder | $2,210 | $14,344-84.6% | $13,129-83.2% | $12,270-82.0% |