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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,864 | $68,097-78.2% | $62,929-76.4% | $137,256-89.2% |
| Participation rate | 52.9% | 77.4%-24.5pp | 73.1%-20.2pp | 80.0%-27.0pp |
| Annual return | 21.52% | 1859.11%-1837.6pp | 1063.93%-1042.4pp | 220.34%-198.8pp |
| Employer contribution / active EE | $1,048 | $2,811-62.7% | $2,505-58.1% | $4,156-74.8% |
| Participant deferral / active EE | $1,620 | $4,553-64.4% | $3,888-58.3% | $6,407-74.7% |
| Admin fee / account holder | $941 | $6,521-85.6% | $5,065-81.4% | $12,270-92.3% |