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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,215 | $111,535-8.4% | $105,223-2.9% | $137,256-25.5% |
| Participation rate | 83.3% | 78.1%+5.2pp | 75.0%+8.3pp | 80.0%+3.4pp |
| Annual return | 16.22% | 237.85%-221.6pp | 180.65%-164.4pp | 220.34%-204.1pp |
| Employer contribution / active EE | $11,275 | $3,939+186.2% | $3,689+205.7% | $4,156+171.3% |
| Participant deferral / active EE | $8,777 | $5,500+59.6% | $5,072+73.1% | $6,407+37.0% |
| Admin fee / account holder | $581 | $9,721-94.0% | $8,859-93.4% | $12,270-95.3% |