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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,851 | $110,410-35.8% | $102,437-30.8% | $145,897-51.4% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 17.29% | 24.85%-7.6pp | 24.95%-7.7pp | 552.29%-535.0pp |
| Employer contribution / active EE | $12,257 | $4,217+190.6% | $3,871+216.7% | $4,663+162.9% |
| Participant deferral / active EE | $10,454 | $5,622+86.0% | $5,060+106.6% | $6,689+56.3% |
| Admin fee / account holder | $4,156 | $9,745-57.4% | $8,388-50.5% | $13,390-69.0% |