Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,375 | $54,674-46.3% | $76,089-61.4% | $74,429-60.5% |
| Participation rate | 54.6% | 60.3%-5.7pp | 69.1%-14.5pp | 67.2%-12.6pp |
| Annual return | 17.94% | 31.89%-13.9pp | 360.94%-343.0pp | 1368.38%-1350.4pp |
| Employer contribution / active EE | $711 | $1,781-60.1% | $2,690-73.6% | $2,625-72.9% |
| Participant deferral / active EE | $4,226 | $3,071+37.6% | $4,259-0.8% | $4,348-2.8% |
| Admin fee / account holder | $5,987 | $2,238+167.6% | $6,418-6.7% | $1,944+207.9% |