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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,463 | $182,442+125.5% | $163,379+151.8% | $138,895+196.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 2.04% | 72.74%-70.7pp | 63.41%-61.4pp | 145.39%-143.4pp |
| Employer contribution / active EE | $1,523 | $4,159-63.4% | $3,752-59.4% | $4,194-63.7% |
| Participant deferral / active EE | $27,250 | $6,817+299.7% | $6,282+333.8% | $6,396+326.0% |
| Admin fee / account holder | $325 | $10,396-96.9% | $9,818-96.7% | $12,562-97.4% |