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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,849 | $211,224+9.3% | $178,505+29.3% | $145,897+58.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 16.03% | 30.28%-14.2pp | 27.16%-11.1pp | 552.29%-536.3pp |
| Employer contribution / active EE | $2,598 | $4,577-43.2% | $3,955-34.3% | $4,663-44.3% |
| Participant deferral / active EE | $42,700 | $6,966+513.0% | $6,280+579.9% | $6,689+538.3% |
| Admin fee / account holder | $1,440 | $12,109-88.1% | $10,428-86.2% | $13,390-89.2% |