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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,424 | $111,535-52.1% | $105,223-49.2% | $137,256-61.1% |
| Participation rate | 88.2% | 78.1%+10.1pp | 75.0%+13.2pp | 80.0%+8.3pp |
| Annual return | 20.40% | 237.85%-217.5pp | 180.65%-160.3pp | 220.34%-199.9pp |
| Employer contribution / active EE | $2,322 | $3,939-41.1% | $3,689-37.1% | $4,156-44.1% |
| Participant deferral / active EE | $5,123 | $5,500-6.9% | $5,072+1.0% | $6,407-20.0% |
| Admin fee / account holder | $7,369 | $9,721-24.2% | $8,859-16.8% | $12,270-39.9% |