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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,957 | $61,125+258.2% | $94,057+132.8% | $87,485+150.3% |
| Participation rate | 87.5% | 64.1%+23.4pp | 73.3%+14.2pp | 68.9%+18.6pp |
| Annual return | 9.99% | 35.20%-25.2pp | 480.62%-470.6pp | 26.06%-16.1pp |
| Employer contribution / active EE | $7,516 | $2,136+251.8% | $2,933+156.2% | $2,596+189.5% |
| Participant deferral / active EE | $7,765 | $3,260+138.2% | $4,709+64.9% | $4,274+81.7% |
| Admin fee / account holder | $1,624 | $5,629-71.2% | $7,244-77.6% | $7,775-79.1% |