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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,599 | $106,524+257.3% | $152,301+149.9% | $87,485+335.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 24.36% | 26.89%-2.5pp | 80.50%-56.1pp | 26.06%-1.7pp |
| Employer contribution / active EE | $8,445 | $3,371+150.5% | $4,624+82.6% | $2,596+225.3% |
| Participant deferral / active EE | $13,394 | $6,525+105.3% | $8,004+67.3% | $4,274+213.4% |
| Admin fee / account holder | $2,204 | $8,287-73.4% | $14,398-84.7% | $7,775-71.7% |