Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,137 | $71,215-36.6% | $93,696-51.8% | $80,935-44.2% |
| Participation rate | 41.2% | 60.4%-19.2pp | 68.7%-27.5pp | 67.7%-26.5pp |
| Annual return | 15.62% | 11.27%+4.4pp | 133.74%-118.1pp | 35.66%-20.0pp |
| Employer contribution / active EE | $166 | $1,565-89.4% | $2,422-93.1% | $2,757-94.0% |
| Participant deferral / active EE | $1,663 | $4,037-58.8% | $4,417-62.4% | $4,299-61.3% |
| Admin fee / account holder | $1,709 | $6,958-75.4% | $8,287-79.4% | $6,924-75.3% |