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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,864 | $55,470-48.0% | $155,556-81.4% | $74,478-61.2% |
| Participation rate | 84.5% | 61.9%+22.6pp | 78.2%+6.3pp | 67.2%+17.3pp |
| Annual return | 10.89% | 269.80%-258.9pp | 64.84%-53.9pp | 1370.56%-1359.7pp |
| Employer contribution / active EE | $1,928 | $2,267-14.9% | $4,675-58.8% | $2,626-26.6% |
| Participant deferral / active EE | $1,680 | $2,838-40.8% | $5,631-70.2% | $4,350-61.4% |
| Admin fee / account holder | $24 | $1,744-98.6% | $15,885-99.9% | $1,946-98.8% |