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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,290 | $80,812+9.3% | $160,784-45.1% | $82,448+7.1% |
| Participation rate | 53.6% | 66.2%-12.7pp | 77.0%-23.4pp | 68.1%-14.5pp |
| Annual return | 17.39% | 100.59%-83.2pp | 1803.92%-1786.5pp | 41.64%-24.3pp |
| Employer contribution / active EE | $930 | $2,174-57.2% | $3,733-75.1% | $2,551-63.6% |
| Participant deferral / active EE | $3,652 | $4,335-15.8% | $6,293-42.0% | $4,139-11.8% |
| Admin fee / account holder | $301 | $7,695-96.1% | $9,717-96.9% | $7,234-95.8% |