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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,776 | $100,073-30.3% | $85,126-18.0% | $145,877-52.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.74% | 84.11%-76.4pp | 66.63%-58.9pp | 551.28%-543.5pp |
| Employer contribution / active EE | $9,805 | $3,236+203.0% | $2,731+259.0% | $4,663+110.3% |
| Participant deferral / active EE | $5,360 | $5,294+1.2% | $4,523+18.5% | $6,691-19.9% |
| Admin fee / account holder | $962 | $7,261-86.8% | $6,160-84.4% | $13,402-92.8% |