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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,041 | $184,014-47.8% | $161,149-40.4% | $138,895-30.9% |
| Participation rate | 68.4% | 82.1%-13.7pp | 78.8%-10.4pp | 79.9%-11.5pp |
| Annual return | 13.84% | 21.52%-7.7pp | 21.16%-7.3pp | 145.39%-131.6pp |
| Employer contribution / active EE | $1,723 | $5,055-65.9% | $4,360-60.5% | $4,194-58.9% |
| Participant deferral / active EE | $4,110 | $6,909-40.5% | $6,153-33.2% | $6,396-35.7% |
| Admin fee / account holder | $1,074 | $18,027-94.0% | $15,194-92.9% | $12,562-91.5% |