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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION7 years Service code 13 · EIN 35-1140070 | Contract Administrator | $61,831 |
UBS FINANCIAL SERVICES INC6 years Filed as: UBS FINANCIAL SERVICES, INC Service code 27 · EIN 13-2638166 | Advisory (Plan) | $28,118 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,565 | $62,393+118.9% | $120,580+13.3% | $74,478+83.4% |
| Participation rate | 70.5% | 56.8%+13.8pp | 72.0%-1.4pp | 67.2%+3.3pp |
| Annual return | 7.23% | 18.61%-11.4pp | 107.48%-100.2pp | 1370.56%-1363.3pp |
| Employer contribution / active EE | $2,644 | $1,845+43.3% | $3,469-23.8% | $2,626+0.7% |
| Participant deferral / active EE | $6,342 | $2,886+119.8% | $4,995+27.0% | $4,350+45.8% |
| Admin fee / account holder | $825 | $2,396-65.6% | $9,418-91.2% | $1,946-57.6% |