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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,868 | $81,504-15.5% | $102,437-32.8% | $80,959-14.9% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 11.32% | 25.60%-14.3pp | 24.95%-13.6pp | 35.67%-24.3pp |
| Employer contribution / active EE | $5,806 | $3,104+87.1% | $3,871+50.0% | $2,757+110.6% |
| Participant deferral / active EE | $1,505 | $3,871-61.1% | $5,060-70.3% | $4,300-65.0% |
| Admin fee / account holder | $8,428 | $6,719+25.4% | $8,388+0.5% | $6,925+21.7% |