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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,868 | $81,457-15.5% | $103,378-33.4% | $80,911-14.9% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 11.32% | 25.58%-14.3pp | 24.91%-13.6pp | 35.63%-24.3pp |
| Employer contribution / active EE | $5,806 | $3,107+86.9% | $3,870+50.0% | $2,756+110.7% |
| Participant deferral / active EE | $1,505 | $3,871-61.1% | $5,058-70.2% | $4,297-65.0% |
| Admin fee / account holder | $8,428 | $6,717+25.5% | $8,401+0.3% | $6,935+21.5% |