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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,525 | $111,830-40.5% | $93,696-29.0% | $145,884-54.4% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.2pp |
| Annual return | 11.68% | 204.08%-192.4pp | 133.74%-122.1pp | 551.85%-540.2pp |
| Employer contribution / active EE | $2,821 | $3,093-8.8% | $2,422+16.5% | $4,662-39.5% |
| Participant deferral / active EE | $9,240 | $4,920+87.8% | $4,417+109.2% | $6,690+38.1% |
| Admin fee / account holder | $93,203 | $10,249+809.4% | $8,287+1024.7% | $13,392+596.0% |