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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,523 | $138,312+69.6% | $122,979+90.7% | $155,188+51.1% |
| Participation rate | 46.7% | 80.2%-33.5pp | 77.2%-30.5pp | 80.8%-34.1pp |
| Annual return | 6.99% | 22.06%-15.1pp | 20.12%-13.1pp | 148.84%-141.9pp |
| Employer contribution / active EE | $0 | $3,530-100.0% | $3,062-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $9,188 | $5,592+64.3% | $5,003+83.6% | $6,531+40.7% |
| Admin fee / account holder | $30,644 | $15,089+103.1% | $12,864+138.2% | $14,480+111.6% |