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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,079 | $183,539+47.2% | $155,556+73.6% | $145,897+85.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.01% | 61.31%-57.3pp | 64.84%-60.8pp | 552.29%-548.3pp |
| Employer contribution / active EE | $5,938 | $5,315+11.7% | $4,675+27.0% | $4,663+27.3% |
| Participant deferral / active EE | $6,066 | $6,467-6.2% | $5,631+7.7% | $6,689-9.3% |
| Admin fee / account holder | $10,601 | $19,275-45.0% | $15,885-33.3% | $13,390-20.8% |