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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,003 | $211,288+4.1% | $178,540+23.2% | $145,884+50.8% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 9.98% | 30.27%-20.3pp | 27.15%-17.2pp | 551.85%-541.9pp |
| Employer contribution / active EE | $0 | $4,574-100.0% | $3,953-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $23,160 | $6,967+232.4% | $6,281+268.8% | $6,690+246.2% |
| Admin fee / account holder | $204,745 | $12,105+1591.4% | $10,424+1864.1% | $13,392+1428.9% |