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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,725 | $63,845+148.6% | $81,370+95.1% | $80,959+96.1% |
| Participation rate | 86.1% | 63.9%+22.2pp | 69.5%+16.6pp | 67.7%+18.4pp |
| Annual return | 8.39% | 16.37%-8.0pp | 24.85%-16.5pp | 35.67%-27.3pp |
| Employer contribution / active EE | $5,927 | $1,980+199.4% | $2,464+140.5% | $2,757+114.9% |
| Participant deferral / active EE | $5,931 | $3,093+91.8% | $3,885+52.6% | $4,300+37.9% |
| Admin fee / account holder | $9,360 | $5,688+64.5% | $5,749+62.8% | $6,925+35.2% |