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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,196 | $166,268+23.4% | $165,100+24.3% | $145,897+40.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.01% | 100.52%-90.5pp | 70.21%-60.2pp | 552.29%-542.3pp |
| Employer contribution / active EE | $14,808 | $5,284+180.3% | $4,348+240.6% | $4,663+217.6% |
| Participant deferral / active EE | $9,589 | $6,964+37.7% | $6,035+58.9% | $6,689+43.3% |
| Admin fee / account holder | $28,948 | $16,659+73.8% | $12,696+128.0% | $13,390+116.2% |