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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 26 · EIN 84-1532243 | Advisory (Participants) | $685,899 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 15 · EIN 84-0467907 | Recordkeeping | $261,301 |
RPA FINANCIAL, LLC1 year Filed as: RPA FINANCIAL LLC Service code 27 · EIN 83-1143379 | Advisory (Plan) | $60,000 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,998 | $129,270+52.4% | $120,344+63.7% | $89,670+119.7% |
| Participation rate | 97.2% | 90.9%+6.3pp | 76.7%+20.5pp | 71.2%+26.0pp |
| Annual return | 3.45% | 12.39%-8.9pp | 20.30%-16.9pp | 19.66%-16.2pp |
| Employer contribution / active EE | $6,687 | $4,468+49.7% | $3,020+121.4% | $4,041+65.5% |
| Participant deferral / active EE | $16,170 | $7,255+122.9% | $5,135+214.9% | $3,962+308.1% |
| Admin fee / account holder | $170 | $124+36.8% | $12,742-98.7% | $352-51.7% |